Our IPSP International Merchant Accounts require minimal documentation to setup. Because we are acting as the payment service provider under our own proprietary gateway, we are able to approve your account and get you processing quickly and easily. We can tell you whether or not we can take your account based on the three pre-approval requirements below. (Please see our FAQ for more information on IPSP Merchant Accounts).

Pre-Approval Requirements

• List of all Website Addresses/URLs
• Beneficial Owners of the Company Managing/Benefiting from the Website(s)
• Estimated Average Monthly Volume

Document Requirements

Documents Supplied by IBC Merchant Accounts:

• Merchant Application
• Business Description (clear explanation letter of Products/Services provided with Pricing Points if not clearly stated on website)

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Documents Required Only Upon Our Request

Personal

Documents of Directors, Signatories, Company Officers, Beneficial Owners, and/or Shareholders (listed on company register):

• Passport / National Identity Card (scanned color copy)
• Proof of Address / Utility Bill (showing Name & Residential Address)
• Voided Check / Bank Letter (showing Business Name, Routing & Account Number)

Corporate Documents / Financials (corporate documents not required for IPSP accounts unless you want to set the account up under your corporation - can be setup under individual or dba):

• Articles of Incorporation
• Shareholder Certificate (or any legal proof of company ownership)
• Six Months Most Recent Processing Statements (supporting current annual volume & chargeback percentage - provide explanation letter if not available)
• Three Months Most Recent Bank Statements (if corporate not available, then personal)
• Two Years Annual Reports (if company does not have an annual report, last audited profit & loss and balance sheet may be provided - if start up, most recent two years personal tax returns of owner(s))
• Business License in Country of Operation, if any
• Fulfillment Contract, if any (contact details & agreement)

Website Requirements

• PCI Compliance Certified (we can help with this)
• Billing Descriptor (20 characters, including Customer Service Number)
• Customer Service Number on Website & Application (matching Billing Descriptor)
• Complete Description of Products/Services provided with Pricing Points (clear explanation letter if not clearly stated on website)
• Company Name, Address & Contact Info matching All Corporate Documents, Financials, and Application
• Terms & Conditions of the Program
• Refund Policy
• Sales Solicitation & Verification Scripts (MOTO only)